Effective 25 September 2026
1. What Are Cookies?
Cookies are small text files stored on your device when you visit a website. Websites can also use similar technologies, such as browser storage and tracking pixels. This Cookie Policy covers our main website, www.penmarwm.com (the "Website"). Our webinar registration site, events.penmarwm.com, is operated separately and has its own cookie policy.
2. Types of Cookies We Use
a. No Analytics or Advertising Tracking
This Website does not use analytics, advertising, or social media tracking tools. We do not use Google Analytics, the Meta Pixel, or similar tools on this Website, and we do not place cookies for analytics or advertising.
b. Essential Cookies and Storage
This Website may use a small amount of essential browser storage to work properly. For example, when you request one of our guides, your browser temporarily remembers which guide you asked for so the download page can show it; this is cleared when you close the browser tab. Our website host, Webflow, may also use technical cookies or similar tools needed to deliver the site securely.
c. Form Spam Protection
Our contact and sign-up forms use Cloudflare Turnstile, a spam-prevention service provided through Webflow. It may process information such as your IP address and browser characteristics to tell people apart from automated bots. We do not use it for advertising.
Leftover cookies: cookies set by earlier versions of this Website, such as Google Analytics cookies (named _ga), may remain in your browser until they expire or you delete them. A Meta cookie (named _fbp) set by our webinar site may also appear because both sites share the penmarwm.com domain. This Website does not read or use these cookies.
3. California Privacy Rights (CCPA / CPRA)
Under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), California residents have rights regarding the collection and use of personal information.
We do not use cookies or tracking technologies on this Website to sell personal information or share it for cross-context behavioral advertising. Information you choose to submit through our forms is handled as described on each form and in our Privacy Policy.
You can request to know, delete, or correct personal information we have collected, or opt out of any sale or sharing, by using the "Do Not Sell or Share My Personal Information" link in the footer of every page or by emailing brad@penmarwm.com. Because this Website has no tracking to turn off, a Global Privacy Control (GPC) signal from your browser does not change how the Website works. If we add tracking tools in the future, we will update this policy.
4. Managing Cookies
Because this Website does not use analytics or advertising cookies, it does not display a cookie banner or cookie settings panel. You can view, block, or delete cookies and other site data at any time in your browser settings. Blocking essential storage may affect features such as guide downloads.
5. Third-Party Cookies
This Website loads fonts and code libraries from third-party servers, including Google Fonts, Google Hosted Libraries, cdnjs, jsDelivr, and Webflow's content delivery network, and our forms use Cloudflare Turnstile. These providers receive your IP address and basic browser information when your browser requests their files. Links on this Website, including to our client login, secure file upload, LinkedIn page, and webinar site, take you to sites with their own privacy practices, which this policy does not cover.
6. Updates to This Policy
We may update this Cookie Policy periodically. Changes will be posted on this page with an updated effective date.
7. Contact Information
Questions regarding this Cookie Policy may be directed to:
Penmar Wealth Management
brad@penmarwm.com
860 3rd St.
Apt 4
Santa Monica, CA 90403