1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. Cookies help websites function properly, improve performance, and provide analytics regarding site usage.

2. Types of Cookies We Use

a. Essential Cookies
These cookies are necessary for the Website to operate and cannot be disabled through our systems.

b. Analytics Cookies
We may use analytics tools (such as Google Analytics) to collect aggregated information about how visitors use the Website. This data helps us improve functionality and user experience.

c. Functional Cookies
These cookies allow the Website to remember user preferences, such as language or region.
We do not use cookies to collect sensitive personal or financial information.

3. California Privacy Rights (CCPA / CPRA)

Under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), California residents have rights regarding the collection and use of personal information.

The information collected through cookies is generally aggregated and non-identifiable. We do not sell or share personal information collected through cookies for cross-context behavioral advertising.

For more information about your California privacy rights, please refer to our Privacy Policy.

4. Managing Cookies

You may control or delete cookies through your browser settings. Please note that disabling certain cookies may limit Website functionality.

5. Third-Party Cookies

Some cookies may be placed by third-party service providers integrated into the Website. We do not control these cookies and encourage users to review the applicable third-party privacy policies.

6. Updates to This Policy

We may update this Cookie Policy periodically. Changes will be posted on this page with an updated effective date.

7. Contact Information

Questions regarding these Terms of Use may be directed to:

Penmar Wealth Management
brad@penmarwm.com
860 3rd St.
Apt 4
Santa Monica, CA 90404